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Raphaelle Morin

File number
CDMPD-25-G4629
Licence number
G4629
Decision
Notice of imposition of restrictions or conditions
NOTICE OF IMPOSITION OF CONDITIONS AND RESTRICTIONS ON RAPHAELLE MORIN’S LICENCE

File: CDMPD-25-G4629

Notice is hereby given that Raphaelle Morin, residential real estate broker, licence number G4629, whose establishment is located in Saint-Laurent, has had conditions and restrictions imposed on her licence following a decision by the Licence Issue and Maintenance Committee of the Organisme d’autoréglementation du courtage immobilier du Québec (OACIQ), pursuant to section 37(2) of the Real Estate Brokerage Act.

On September 25, 2025, the Licence Issue and Maintenance Committee imposed the following conditions and restrictions on Ms. Morin’s licence:
  1. Within 6 months of her licence issuance, she must complete the training course entitled “The broker as a self-employed worker,” provided by the OACIQ Training Department.
  2. Within 30 days of her licence issuance, she shall send the OACIQ Registry Service proof of her registration for the training mentioned in paragraph (a).
  3. Within 6 months of her licence issuance, she must take the training course "McGill Personal Finance Essentials" and send proof thereof to the OACIQ Registry Service.
  4. The applicant shall be prohibited from carrying on real estate brokerage activities on her own account from her licence issuance date until 36 months following the full execution of her consumer proposal.
  5. From her licence issuance date until 36 months following the full execution of her consumer proposal, the applicant shall be prohibited from carrying on real estate brokerage activities within a business corporation.
  6. From her licence issuance date until 36 months following the full execution of her consumer proposal, the applicant shall enter into and maintain a written agreement with the agency within which she carries on her real estate brokerage activities to the effect that the latter retains the GST and QST payable to her until she is required to remit them upon transmission of her tax return to be kept in the agency's file.
  7. From her licence issuance date until 36 months following the full execution of her consumer proposal, the applicant shall enter into and maintain a written agreement with the agency within which she carries on her real estate brokerage activities to the effect that the latter holds a minimum of 20% of her remuneration for the purpose of paying her taxes, until such time as she is required to remit it upon transmission of a copy of her notices of assessment, or for the purpose of making instalment payments.
  8. A copy of the agreement mentioned in paragraphs (f) and (g) shall be sent to the OACIQ Registry Service within 30 days of her licence issuance.
  9. In the event of any agency change during the period referred to in this decision, the applicant shall enter into a new agreement under the same conditions with the new agency and send a copy thereof to the Organization’s Registry Service within 30 days following the agency change.
  10. The applicant shall provide the OACIQ Registry with proof that she has reimbursed the amounts owed to the bankruptcy trustee by May 31, 2026, at the latest.
  11. The applicant shall send the Organization’s Registry Service proof that her consumer proposal has been fully executed no later than May 31, 2026.
  12. All the periods mentioned in this decision shall end only upon the completion of such periods with an active real estate broker's licence.
  13. All the periods mentioned in this decision shall be suspended in the event the applicant suspends or revokes her real estate broker's licence.
If Ms. Morin fails to comply with the conditions and restrictions imposed, her right to engage in real estate brokerage activities shall be suspended until she does so.

This notice is given in accordance with section 33 of the Regulation respecting broker’s and agency licences.

The decision became enforceable on February 1st, 2026.

Brossard, February 1st, 2026

Registry of the Licence Issue and Maintenance Committee