L'immo en règle: OACIQ podcasts

Notary's essential role in a real estate transaction

In this episode, Me Lorena Lopez Gonzalez, President of the APNQ, explains the responsibilities, obligations, and importance of the notary in a transaction. She also addresses frequently asked questions, such as why is a certificate of location less than 10 years old required?

Host: OACIQ Vice-President of Communications Louis Beauchamp. 
Guest: Me Lorena Lopez Gonzalez, President of the Association professionnelle des notaires du Québec (APNQ). 

Episode - Notary's essential role in a real estate transaction.

Our podcasts are available on the Spotify platform:

Buyers and sellers: Understanding your role in a transaction

The aim of this episode is to raise buyers’ and sellers’ awareness of their roles and responsibilities during a real estate transaction. This ensures that all parties involved in a transaction contribute constructively to its completion. In the event of a claim, each party’s actions will be taken into consideration and may influence the final decision on liability.

Host: OACIQ Vice-President of Communications Louis Beauchamp. 
Guest: Enrico Martin, Notary, LL.M. Claims Analyst and Prevention Advisor, FARCIQ.

Episode - Buyers and sellers: Understanding your role in a transaction.

Renovictions: What consumers and brokers need to know

Renoviction, a word formed from “renovation” and “eviction,” refers to a practice sometimes used by landlords to evict tenants under the pretext of renovation work, then re-let the property at a higher price.

However, this is not legally permitted in most cases. Since June 6, 2024, a moratorium has even prohibited the eviction of tenants for major work in certain specific situations.

In this context, the real estate brokers' role is essential.  They must have the necessary permits to sell a building with five or more dwellings, be familiar with the laws, and ensure that the owner complies with his legal obligations. This includes checking leases, eviction or repossession notices to ensure a clear transaction that complies with the law.

Host: OACIQ Vice-President of Communications Louis Beauchamp.
Guest: Sandra Barrette, Director of Info OACIQ and Professional Practices, OACIQ and Audrey Blackburn, Lawyer, Legal Affairs, OACIQ.

Episode - Renovictions: What consumers and brokers need to know.

Buying a condo: What do you need to know?

Buying a condominium is different from buying a house. What are the specifics and what information does the buyer need to know to make an informed decision?

Host: OACIQ Vice-President of Communications Louis Beauchamp.
Guests: Me Yves Joli-Coeur, Emeritus Lawyer, Dunton Rainville Avocats et Notaires and Nicolas Rioux, Director of Legal Affairs, OACIQ.

Episode - Buying a condo: What do you need to know?

Latent defects, seller's declarations and legal warranty. How to make sense of it all?

The Declarations by the seller of the immovable form is a report card on a property. Any adverse factors must be mentioned. But what happens if the seller ignores it? Is it a latent defect? Is the legal warranty of quality my sole protection?

Host: OACIQ Vice-President of Communications Louis Beauchamp.
Guest: Nicolas Rioux, Director of Legal Affairs, OACIQ.

Episode - Latent defects, seller's declarations and legal warranty: How to make sense of it all?

How is a pre-purchase inspection conducted? (with APCHQ)

Building inspectors play a key role in securing real estate transactions. How is inspection conducted? What factors could influence our transaction? How to read the report?

Host: OACIQ Vice-President of Communications Louis Beauchamp.
Guest: Marco Lasalle, Senior Director, Professional Technologist, APCHQ.
Guest: Sandra Barrette, Director of Info OACIQ and Professional Practices, OACIQ.

Episode - How is a pre-purchase inspection conducted? (with APCHQ).

Should we believe everything in real estate advertising?

Advertising by real estate brokers is well regulated, but sometimes certain practices fall into a “grey zone.”

What should you pay attention to, as a buyer or seller, to choose the right person to represent you in your real estate transaction?

Host: OACIQ Vice-President of Communications Louis Beauchamp.
Guest: Pascale Montpetit, Coordinator, OACIQ Public Assistance Department.

Episode- Should we believe everything in real estate advertising?

The protections provided by the Real Estate Brokerage Act and the real estate broker’s role

Claudie Tremblay, Executive Vice-President of the OACIQ, explains how the Real Estate Brokerage Act and its regulations empower the OACIQ to implement various mechanisms to protect the public and properly oversee real estate brokers' activities.

Host: OACIQ Vice-President of Communications Louis Beauchamp.
Guest: Claudie Tremblay, Vice-President Corporate Affairs, OACIQ.

Episode - The protections provided by the Real Estate Brokerage Act and the real estate broker’s role.

Who pays what in a real estate transaction?

How much should one expect to pay when buying a property?

Host: Enrico Martin, Analyst and Prevention Advisor, FARCIQ

Episode - Who pays what in a real estate transaction?

Purchase of a property: 5 steps to successful budget planning - with Option consommateurs 

Becoming a homeowner can be both exciting and stressful. Are you planning to buy your first home but do not know where to start? This podcast is for you. How to assess the amount you can borrow? What expenses should you expect before, during, and after moving? What should you consider during the pre-approval process? Johanne Le Blanc, Budget Advisor at Option consommateurs, will answer all these questions.

In a nutshell, here are the five steps to successful budget planning:

1. Assess your options (what is your budget and what expenses should you anticipate?)
2. Assess your project (what do you have in mind and what are the costs associated with this project?)
3. Obtain pre-approval (be careful with financial institutions' calculations!)
4. Shop (while sticking to your budget!)
5. Moving (what expenses should you anticipate for moving and for the future?)

Host: OACIQ Vice-President of Communications Louis Beauchamp.
Guest: Johanne Le Blanc, Budget Advisor, Option consommateurs.

Episode - Purchase of a property: 5 steps to successful budget planning with Option consommateurs.

For a better understanding of the risks associated with a real estate transaction

Buying or selling a home is an important transaction in a person's life and involves plenty of risks. Identifying them and knowing how to deal with them will make all the difference.

Host: OACIQ Vice-President of Communications Louis Beauchamp.
Guest: Luce Gosselin, Director of Training Department, OACIQ.

Episode - For a better understanding of the risks associated with a real estate transaction.

The notice of disclosure: For greater transparency in real estate brokerage

In this capsule intended for real estate brokers and the general public, we explore the notice of disclosure, a key tool for greater transparency in real estate transactions. With OACIQ Assistant Syndic Catherine Pommet and Legal Affairs Director Nicolas Rioux, we clarify when and how this notice should be used, in which situations it is mandatory, and what the consequences are if it is forgotten. An enlightening episode to fully understand what brokers must disclose when they have a financial or personal interest in a transaction.

Host : Catherine Pommet, syndique adjointe, OACIQ.
Guest : Nicolas Rioux, directeur des Affaires juridiques, OACIQ.

Episode - The notice of disclosure: For greater transparency in real estate brokerage

Conflicts of interest in real estate: What you need to know to avoid them

The concept of conflict of interest is complex and often misunderstood, both by buyers and sellers and by some real estate brokers. In this podcast, we demystify this topic through various scenarios to help you recognize and avoid conflicts of interest or apparent conflicts of interest.

This podcast covers:

1. The ethical obligations of real estate brokers towards their clients
2. Double representation
3. Direct and indirect interests

We also discuss the use of the Notice of disclosure.

Host: Alexandre Molinier, Assistant Syndic, OACIQ
Guest: Sandra Barrette, Director – Info OACIQ and Certification

Episode - Conflicts of interest in real estate: What you need to know to avoid them (available in French only)

Series: Protecting vulnerable people and preventing real estate abuse (available in French only)

Episode: The real estate broker’s role in protecting a vulnerable client

Find out how OACIQ licensees can protect vulnerable clients in complex transactions. The podcast explores best practices to prevent real estate abuse and provide essential support for senior citizens or vulnerable people.

Host: Catherine Pommet, Assistant Syndic, OACIQ
Guests: Marie-Claude Giguère, Real Estate Broker working in the rehousing of seniors and Patrick Hiriart, Ombudsman and Expert Advisor at the OACIQ.

Episode: Preventing real estate risks for vulnerable people

Find out about the signs of conflict of interest to watch for in real estate transactions involving senior citizens or vulnerable people. This podcast is for close relatives and explores important topics, such as the ban on pocket listing sales and other risky situations. Learn how to recognize problems and protect your close relatives.

Host: Catherine Pommet, Assistant Syndic, OACIQ
Guest: Patrick Hiriart, Ombudsman and Expert Advisor at the OACIQ

Buyer support and BCP or NOTICE-BCP forms (available in French only)

There are two ways to support a buyer. First of all, there is buyer’s representation which consists in providing personalized advice and a purchase strategy, with 100% expertise that leads to the signing of an exclusive brokerage contract to purchase (BCP).

Then there is fair treatment which consists in giving objective information. This information can be provided by the seller's broker or by a collaborating broker without any contract or advice. It is essential that this information be clear and transparent to the buyer. This is why it is necessary to explain to him the NOTICE-BCP form and have him sign it. You will find all the important information on this topic in this episode on buyer support and BCP or NOTICE-BCP forms.

Host: Sandra Barrette
Guest: Nicolas Rioux, Director – Legal Affairs

Episode : Buyer support and BCP or NOTICE-BCP forms

Double representation ban – What does this mean for a buyer or seller? (available in French only)

As of June 2022, real estate brokers can no longer represent both a seller and a buyer for the same property. In this podcast, we explain the practical implications of this rule. We also clarify the crucial distinction between representing a buyer and treating him fairly.

Host: Alexandre Molinier
Guest: Sandra Barrette, Director – Info OACIQ and Certification

Episode : Double representation ban – What does this mean for a buyer or seller?

Selling a property with confidence (available in French only)

Selling a property is a major undertaking, and you do well to want to ensure you have all the information you need. These episodes explain the main steps involved in selling your property with the help of a broker and contain many practical tips to bring your real estate transaction to fruition to your entire satisfaction. What elements does the brokerage contract to sell contain? What is the difference between an exclusive and a non-exclusive contract? Is the Declarations by the seller of the immovable form mandatory? Get answers to these questions and much more in this series dealing specifically with this topic.

Host: Catherine Pommet
Guests: Sandra Barrette, Director – Info OACIQ and Certification  |  Marie-Claude Benoît, Coordinator – Info OACIQ

Episode : Selling a property with confidence - Before the transaction

Episode : Selling a property with confidence - During the transaction

Episode : Selling a property with confidence - After the transaction

Buying a property with confidence (available in French only)

Ready to buy a property? Even if this is not your first purchase, you do well to want to ensure you have all the information you need. How to be well prepared before, during and after this real estate transaction, which is the most important transaction in a person's life. What elements should not be overlooked? How can the Real Estate Brokerage Act protect you? Get answers to all these questions and much more in these episodes dealing specifically with this topic.

Host: Catherine Pommet
Guests: Sandra Barrette, Director – Info OACIQ and Certification  |  Guylaine Turgeon, Agent – Info OACIQ

Episode : Buying a property with confidence - Before the transaction

Episode : Buying a property with confidence - During the transaction

Episode : Buying a property with confidence - After the transaction